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What happened?
*Incident summary: In 2014, near the Cheonan IC of the Gyeongbu Expressway, a van that Mr. Lee (53) was driving caused a traffic accident. In the accident, Mr. Lee's Cambodian wife (24 years old at the time of death), who was riding in the passenger seat, died on the spot.
*33 insurances? : However, it turned out that Mr. Lee had 33 insurance policies (26 death insurance policies) in front of his wife. Prosecutors charged Lee with murder and other charges, claiming that he deliberately caused a car accident to receive insurance money.
What is the court's decision?
*Judgment on Mr. Lee: In a recent trial, Mr. Lee was found not guilty of murder. However, even if it was a mistake, he killed a person in a car accident, so only two years in confinement was confirmed.
Because of this, Mr. Lee was able to receive a huge amount of death insurance money. The total amount of death insurance is 9.5 billion won!
*Why not guilty of murder? : Usually, it is common for the person who caused the death with such a huge amount of insurance to be recognized as guilty of murder. However, the reason Lee's murder was acquitted is that he purchased many insurance policies not only in his Cambodian wife, but also in his own and daughter's names.
My Cambodian wife married Mr. Lee in 2008 and died in an accident in 2014. Right after marriage, Mr. Lee has steadily purchased various insurances in his name, wife, and daughter.
The court concluded that “Mr. Lee used insurance as a similar means of financial transactions, such as deposits.”
With so many insurances, the monthly premium alone reached 4.27 million won, but the court judged that the store run by Lee was doing well and was at an acceptable level.
*Claim of guilty of murder: There are also civic groups that insist that Mr. Lee be convicted.
The grounds are ▲Lee did not request rescue for his wife immediately after the accident ▲The fact that sleep inducer ingredients were detected in his wife's bloodstains ▲The fact that his wife was cremated in a hurry without an autopsy after her death.
After the accident, Mr. Lee raised his hand and smiled and took a picture in the hospital, which added to the suspicion.
* What is the judgment on the death benefit? : The payment of death insurance money depends on whether Mr. Lee's insurance was purchased before or after 2011.
Deceased wife's Korean skills
*Did you understand the contents of the insurance: After this incident, Mr. Lee filed a lawsuit against the insurance companies asking for insurance money because his wife died, but the insurance companies argued that they could not pay the insurance money, claiming that it was a murder.
The murder charge was cleared by a court ruling, and one of the reasons the insurance company put forward was that the deceased wife could not speak Korean.
It is essential to obtain the consent of the person in case of purchasing an insurance that pays out the insurance money when you die. So, when the Cambodian wife also signed up for insurance, she heard an explanation from the insurance planner, but the insurance companies argued that the foreigner's wife might not have correctly understood the details of the insurance.
*Insurance contracts at the beginning of entry into Korea are invalid: In fact, in some trials, it was judged that the three insurances purchased between 2008 and 2011 were invalid.
The reason was that my Cambodian wife did not know Korean at all at the beginning of her arrival, and that she was 19 years old at the time and did not have much social experience, so she was unfamiliar with insurance contracts. The obstetrician who was in charge of treatment in the past also testified that “I couldn’t communicate with the deceased Cambodian woman.”
*Contract valid since 2012: However, it was concluded that the Cambodian wife had properly understood and purchased the insurance for the remaining 23 insurances.
It was believed that his wife learned Korean quickly by working at the store with Mr. Lee every day and responding to customers. In fact, my Cambodian wife passed the naturalization test in November 2013, which requires considerable Korean language skills.
* What do marriage migrant women think? : Due to this ruling, the amount of death insurance that Mr. Lee has won so far is about 8.9 billion won.
There is a saying that Koreans say, “Only the dead feel unfair.”
My wife is not dying, but my husband, now 62 years old, has received a huge insurance payment. I think the feelings of married immigrant women looking at this case are somewhat complicated. what do you think?
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